Customer payment analysis and statutory late-payment interest
Upload your invoice list to see who pays you late and what it costs you — or enter your unpaid invoices by hand. Under Slovenian law a business that pays late owes you statutory default interest and €40 compensation for every late invoice.
Rates checked:
A CSV or XLSX file with one invoice per row: customer, invoice number, amount, due date and payment date. An empty payment date means the invoice is still unpaid. The file is read in your browser and is not sent anywhere.
The columns of your file. Check them, and choose the right one where the guess is wrong.
Sorted by what they owed you. Select a customer to see the invoices.
| Customer | Invoices | Turnover | Delay | On time | Open | Owed you | |
|---|---|---|---|---|---|---|---|
| Nothing to show yet. | |||||||
Your open invoices over the next 12 weeks: by their due dates, and by how each customer has actually paid so far.
How this is worked out: for every open invoice the expected payment date is its due date plus that customer's usual delay — the average number of days late on the invoices they paid in the period, weighted by amount. A customer with no paid invoices gets the average of all customers; if nobody has paid an invoice, the due date stands. By due dates, overdue invoices count in the current week. If a customer is up to 14 days later than usual, we expect the payment this week; if more — the date is uncertain. Such an invoice is in no week: it is shown apart, as overdue with an uncertain payment date. Weeks run from the “Calculate to” date. This is an estimate from past payments, not a promise.
| Week | By due dates | By customer habits |
|---|
Each customer gets one verdict: the first rule that fits, in this order. A customer who fits the first rule and the second one as well gets the first verdict, with “+ Change the terms (prepayment or a shorter deadline)” as a second line under it. You can change the thresholds.
The weighted delay is the average number of days late, weighted by the invoice amount, so a large late invoice counts for more than a small one. A customer who has paid late but fits none of the rules gets the reminder verdict. Invoices that are not due yet do not count towards the share paid on time or the delay.
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