Legal

Terms of Service

Last updated: 8 October 2026

These terms cover the Točno site and its tools: “Who pays you late”, the payment check, and the Process Cost Calculator, including auto-detection. By using them you agree to these terms.

Nothing is for sale yet

The tools are free. We don't take orders, payments or implementation work yet, because the company behind the site is still being set up. If that changes, these terms will be updated before anything is offered for sale.

What the tools are

Results come only from the numbers you enter or confirm. Default and detected values are marked as assumed until you confirm them; they are starting points, not benchmarks. Auto-detection uses an AI model and can misread your calendar. The tools are decision support, not financial, legal or tax advice. Check the results before you act on them.

Fair use

Please use the tools for your own business questions. We may limit or pause auto-detection if it is being misused.

Liability

The tools are provided as they are. To the extent the law allows, we are not liable for business decisions made on the basis of a result.

Law and contact

These terms are governed by the laws of Slovenia. Questions: tocnosi@proton.me.